Construction Group

With over twenty-five years of experience in the construction industry, the Construction Group at Pilgrim Bay Insurance Agency offers unmatched expertise in insurance programs for contractors. Our professionals specialize in unique insurance solutions, bonding, as well as employee and executive benefits. Team members at Pilgrim Bay Insurance Agency have an in-depth understanding of contractors’ unique needs and how valuable time is in the construction industry. Pilgrim Bay Insurance Agency clients benefit from our relationship with underwriters and managers at over thirty insurance carriers. Whether you have five employees or over one thousand employees in multiple regions, Pilgrim Bay Insurance Agency has a solution for you. We work with payroll companies on specialized Workers’ Compensation programs; we offer flexible options for seasonal contractors, which helps our client’s cash flow.

 For contractors who qualify, we offer exclusive Captive Insurance options that put premium dollars back to work for our clients. For commercial contractors and those clients who perform State and Federal work, the Surety Department at Pilgrim Bay Insurance Agency offers alternatives to traditional bonding programs. In what has become a complex bonding market, Pilgrim Bay Insurance Agency can offer contractors ranging from the seasoned multi-generational corporation to ‘young’ firms and perhaps even start-up companies an appropriate, affordable bonding program.

Personal Insurance

In today’s economy, savvy consumers are considering their options to save the most money, especially when it comes to insurance. With dozens of insurance companies and brokers available, are you prepared to spend your time comparing rates and coverage? Do you know which questions to ask to determine if the policy being presented fits your needs? Can you trust that your sales representative delivers an unbiased recommendation, rather than pushing the maximum profit of their own company or the limited coverage types available within that company? Nobody can provide you with more options than Pilgrim Bay Insurance Agency. We have more than thirty insurance companies working on our behalf to ensure that you get the right coverage at the right price. Moreover, we at Pilgrim Bay Insurance Agency pride ourselves on our personal approach, our attention to detail, and our dedicated customer service.

 We do the legwork to handcraft a policy that works best for you. Plus, you get the personal service that only an independent agent can provide. We don’t work in some call center of a major international corporation across the country—we live and work in your community. As an independent local business, the satisfaction of our customers defines our success or failure. If you are tired of being treated like a policy number in a vast corporate database or would just like an unconditional quote, contact us to discuss your insurance needs. We promise you will see our commitment to excellence and the benefit of insurance choices in providing you with the right coverage at the right price.

Education Service Group

If you are a President, Executive Director, CFO, Human Resources, or Business Manager, we at Pilgrim Bay Insurance Agency bring a unique skill set to protect your institution, staff, directors, or trustees, and, of course, your students. Our team of professionals has over ten years of experience in the education field and can maximize insurance coverage and limit exposure to your institution. The risk exposure varies depending on the size and type of institution. Our team has experience with Charter Schools, Elementary and High Schools, Boarding Schools and Colleges, and even institutions focusing on Special Education. Traditional package insurance policies covering property and general liability often have exclusions that leave educational institutions vulnerable. At Pilgrim Bay Insurance Agency, we understand the wide variety of coverage requirements educational institutions require in their insurance programs.

 In addition to General Liability, Excess Liability, and Workers’ Compensation, it is critical to have competitively priced Educators Professional Liability, Abuse and Molestation Coverage, Corporal Punishment Coverage, and even Workplace Violence Coverage. In the event of a total loss, will your current insurance program offer tuition reimbursement? Will your insurance provider cover expenses for emergency response crisis management during a crisis? Following a crisis, do you have coverage for image restoration? If you were a client of Pilgrim Bay Insurance Agency, you would know the answer to these questions.

Private Client Group

The Private Client Group at Pilgrim Bay Insurance Agency serves the unique insurance needs of High-Net-Worth individuals, Corporate Executives, and VIPs. Access to the Private Client Group is typically reserved for clients with a home worth over $2,000,000 or a Net Worth of over $5,000,000. The Agents with the Private Client Group at Pilgrim Bay Insurance Agency have the experience and the expertise to deal with the unique insurance needs of this clientele, such as multiple homes, coastal properties, marine coverage for yachts, luxury, and antique auto coverage, coverage for sports cars, jewelry, artwork, antiques, personal watercraft, and recreational vehicles. They also offer special coverage, including equine policies and coverage for exotic animals, as well as Kidnap and Ransom policies.

 Those individuals and families served by the Private Client Group at Pilgrim Bay Insurance Agency enjoy a dedicated service team with a private toll-free line and emergency claims support. Semi-annual insurance reviews and updates are completed directly with Agency Principals to maintain up-to-date asset and liability protection.

Life Insurance

Planning for your future and your family’s future should involve more than an app on your phone.

There are often many factors that should be considered when purchasing life insurance. 

Thoroughly understanding all options afforded to you is crucial in the decision-making process and having the right life insurance is important for your family.

With more than ten years of experience helping our clients understand life insurance options, we have seen which companies and policies best serve our clients’ needs. These partners include the most established and trusted companies in the life insurance industry.

Whether you are looking for affordable term life insurance or other flexible life insurance options that offer a cash value that can be used while you are alive, there are many benefits to the various life insurance options. We are here for you to help you decide what best fits the needs of you and your family.

Surety Department

As a full-service, middle-market insurance brokerage, Pilgrim Bay Insurance Agency offers surety bonds for business owners in all types of industries.

Current clients we are serving include contractors and subcontractors, financial advisors, real estate agents, attorneys, and lenders, among others.

We are also successful in matching bond programs to businesses and owners with all types of credit.

With access to a diverse group of nationally recognized bonding companies, we are able to offer options where other brokers cannot.  

Contact us today and let us help your business get the proper surety bonding it needs.